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Product change 11 August

On 11 August 2025 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Retention to reflect the change to the Bank of England Base Rate.

Product Changes

All product codes remain unchanged and end dates remain until the end of January 2026. Products and rates may change or be withdrawn at short notice subject to demand.

New Business

Residential

  • Lifetime tracker decreased by 0.25%
  • SVR decreased from 7.12% to 6.87% (0.25%)

Professional Mortgage

  • SVR decreased from 7.12% to 6.87% (0.25%)

Buy to Let

  • Lifetime tracker decreased by 0.25%
  • Reversionary rate decreased from 7.12% to 6.87% (0.25%)

Help to Buy

Welsh scheme only: Extended until September 2026

  • SVR decreased from 7.12% to 6.87% (0.25%)

Retention

Residential

  • Lifetime tracker decreased by 0.25%
  • SVR decreased from 7.12% to 6.87% (0.25%)

Buy to Let

  • Lifetime tracker decreased by 0.25%
  • Reversionary rate decreased from 7.12% to 6.87% (0.25%)

Help to Buy

Welsh scheme only: Extended until September 2026

  • SVR decreased from 7.12% to 6.87% (0.25%)