Product change 16 October

On 16 October 2025 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Retention. The corresponding products will be withdrawn at 5pm on 15 October 2025.

Product Changes

New product codes issued for all products and end dates remain to the end of March. Products and rates may change or be withdrawn at short notice subject to demand.

New Business

Residential

• Selected Purchase 2, 3 & 5 year fixed products decreased by up to 0.16%
• Selected Remortgage 2 & 3 year fixed products decreased by up to 0.14%
• Selected Remortgage 2, 3 & 5 year fixed products increased by up to 0.08%

Professional Mortgage

• 2 year fixed products at 85% LTV decreased by up to 0.05%
• 2 year fixed product at 90% LTV with £999 fee increased by 0.06%

Buy to Let

• No changes

Help to Buy

Welsh scheme only: Extended until September 2026

• 2 year fixed products at 60% and 75% LTV with £0 fee decreased by up to 0.14%
• Selected 2 & 5 year fixed products increased by up to 0.05%

Retention

Residential

• Selected 2 & 3 year fixed products decreased by up to 0.05%
• Selected 2, 3 & 5 year fixed products increased by up to 0.08%

Buy to Let

• 2 year fixed product with £0 fee at 65% LTV increased by 0.05%

Help to Buy

• 2 & 3 year fixed products at 60% and 75% LTV with £0 fee decreased by up to 0.14%
• Selected 3 & 5 year fixed products increased by up to 0.05%