Product change 26 March
On 26 March 2025 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Retention. The corresponding products will be withdrawn at 5pm on 25 March 2025.
Outstanding DIPs
Please ensure all accepted DIPs for withdrawn products are converted to application and fully submitted by 5pm Tuesday 25 March 2025. Outstanding DIPs for withdrawn products will not be valid after 5pm Tuesday 25 March 2025. Those DIPs will need to be copied and an alternative product selected when converting to full mortgage application.
Product Changes
New product codes issued for all products and end dates extended to the end of August. Products and rates may change or be withdrawn at short notice subject to demand.
New Business
Residential
- Removal of 90% LTV Purchase and Remortgage fixed products. 95% LTV fixed products remain off sale.
- Selected Remortgage 2, 3 & 5 year fixed products decreased by up to 0.24%
- Selected Remortgage 5 year fixed products at 80% LTV increased by 0.02%
- Selected Purchase 2, 3 & 5 year fixed products decreased by up to 0.18%
- Purchase 3 year fixed product at 85% LTV increased by 0.01%
Professional Mortgage
- Removal of 90% LTV Purchase and Remortgage fixed products
- Selected 2 & 5 year fixed products decreased by up to 0.04%
Buy to Let
- Selected 2 year fixed products decreased by up to 0.35%
- Selected 5 year fixed products increased by up to 0.17%
Help to Buy
Welsh scheme only: Extended until September 2026
- Selected 2 & 5 year fixed products decreased by up to 0.21%
Retention
Residential
- Selected 2, 3 & 5 year fixed products decreased by up to 0.26%
- Selected 2 & 5 year fixed products between 70% - 90% LTV increased by up to 0.04%
Buy to Let
- Selected 2 year fixed products decreased by up to 0.35%
- Selected 5 year fixed products increased by up to 0.17%
Help to Buy
- Selected 2, 3 & 5 year fixed products decreased by up to 0.21%
