Product change 7 August

On 7 August 2025 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Retention. The corresponding products will be withdrawn at 5pm on 6 August 2025.

Product Changes

New product codes issued for all products and end dates extended to the end of January 2026. Products and rates may change or be withdrawn at short notice subject to demand.

New Business

Residential

• Selected Purchase 2, 3 & 5 year fixed products decreased by up to 0.14%
• Selected Purchase 2, 3 & 5 year fixed products increased by up to 0.18%
• Selected Remortgage 2 & 3 year fixed products decreased by up to 0.33%
• Selected Remortgage 2, 3 & 5 year fixed products increased by up to 0.19%
• Access 2 & 3 year fixed products decreased by up to 0.43%

Professional Mortgage

• 2 year fixed product at 90% LTV with £999 fee decreased by 0.33%

Buy to Let

• Selected 2 year fixed products decreased by up to 0.07%
• Selected 5 year fixed products increased by up to 0.07%
• Introduction of Lifetime tracker products replacing 2 year trackers at 60% - 75% LTV

Help to Buy

Welsh scheme only: Extended until September 2026

• 2 year fixed products at 60% LTV decreased by up to 0.11%
• Selected 5 year fixed products increased by up to 0.03%

Retention

Residential

• Selected 2 & 3 year fixed products decreased by up to 0.33% (excluding 3 year fixed at 90% LTV with £0 fee which has increased by 0.05%)

Buy to Let

• Selected 2 year fixed products decreased by up to 0.07%
• Selected 5 year fixed products increased by up to 0.07%
• Introduction of Lifetime tracker products replacing 2 year trackers at 60% - 75% LTV

Help to Buy

• Selected 2 & 3 year fixed products decreased by up to 0.11%
• Selected 5 year fixed products increased by up to 0.03%