Product change 20 January

On 20 January 2026 we will re-launch our Mainstream mortgage range for both New Business and Retention. The corresponding products will be withdrawn at 5pm on 19 January 2026.

Product Changes

New product codes issued for selected products and end dates extended to the end of June. Products and rates may change or be withdrawn at short notice subject to demand.

New Business

Residential

• Selected Purchase 2, 3 & 5 year fixed products decreased by up to 0.08%
• Purchase £999 fee 2 year fixed at 90% LTV increased by 0.02%
• Purchase £999 fee 5 year fixed at 95% LTV increased by 0.02%
• Selected Remortgage 2, 3 & 5 year fixed products decreased by up to 0.26%
• Remortgage £999 fee 2 year fixed at 80% LTV increased by 0.02%

Professional Mortgage

• Selected 2 & 5 year fixed products decreased by up to 0.19%

Buy to Let

• Selected 2 & 5 year fixed products decreased by up to 0.15%

Help to Buy

Welsh scheme only: Extended until September 2026

• Selected 2 & 5 year fixed products decreased by up to 0.15%

Retention

Residential

• Selected 2, 3 & 5 year fixed products decreased by up to 0.26%
• Retention £999 fee 2 year fixed at 80% LTV increased by 0.02%

Buy to Let

• Selected 2 & 5 year fixed products decreased by up to 0.15%

Help to Buy

• Selected 2, 3 & 5 year fixed products decreased by up to 0.15%