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This website is for Mortgage Brokers only, if you're an existing customer click here.

Improving our affordability assessments

We've improved the affordability assessments to potentially allow borrowers to borrow more money. Try our updated affordability calculators – they might just open the door for you and your client.

Service levels

For all our service levels including new business, product transfers and lending variations view our dedicated webpage.

Bank of England base rate change

On 7 August 2025, the Bank of England base rate decreased from 4.25% to 4.00%.

Find out more

Top links

Lending criteria

View our in-depth lending criteria.

Calculators

See what your client can afford.

Literature

Documents to help with your client's application.

Valuation fees

View our list of available valuation fees.